Who We Help

Commercial Property Owners

Commercial property damage and business interruption claim support for owners and investors.

No recovery, no fee · Licensed Florida adjusters

Joseph Aaron Soifer · Florida PA License #W868228

Commercial property claims involve higher stakes: structure, tenant improvements, inventory, equipment, signage, and business interruption. A low initial estimate can stall reopening if it ignores code upgrades, fire-life-safety permits, or tenant build-out requirements. We protect your asset value and cash flow while aligning insurance recovery with the permits and inspections your property will need to operate again.

Commercial Insurance Claim Help in Florida

Commercial claim assistance is strongest when the building scope, tenant impacts, business interruption, and permit path are documented together. We help owners show the carrier what it will actually take to reopen safely and protect revenue.

  • Restaurants, hotels, retail centers, warehouses, offices, apartments, and mixed-use properties
  • Building shell, tenant improvements, business personal property, inventory, signage, and equipment
  • Business interruption and extra expense tied to realistic repair and reopening timelines
  • Coordination with property managers, tenants, contractors, accountants, and ownership groups

Commercial Loss Types

We handle complex commercial files that residential adjusters often underscope, especially when multiple building systems and occupancies are involved.

  • Building shell, roof, and structural envelope damage
  • Tenant improvements, build-outs, and interior finishes
  • Business interruption, extra expense, and lost rental income
  • Inventory, equipment, and contents across retail and office uses
  • Multi-building campuses and small portfolios

Permits, Code, and Commercial Reopening

Commercial rebuilds move through plan review, fire marshal sign-off, and occupancy inspections. Insurance estimates that treat a retail or office loss like a simple patch job rarely survive permitting.

  • Sprinkler, alarm, and egress upgrades that appear during restoration
  • Certificate of occupancy timelines tied to permitted mechanical and electrical work
  • Separate scopes for landlord shell repairs versus tenant-owned improvements
  • Parking lots, canopies, and exterior signage with their own permit paths
  • Contractor affidavits and engineered drawings carriers expect on large commercial files

How We Support Owners and Asset Managers

We coordinate documentation so ownership, lenders, and tenants see the same scope the carrier is being asked to fund.

  • Independent estimates structured for commercial estimating platforms
  • Business income worksheets tied to actual downtime and restoration schedule
  • Supplement strategy when demolition exposes structural or MEP damage
  • Clear status updates for investors and property management teams
Client Stories

What Commercial Property Owners Say

Verified Google reviews from Florida clients and partners who worked with our public adjusters.

5.0 152+ Google reviews , rated 5 out of 5 stars. View on Google.
  • Arlena Petrivelli
    5 out of 5 stars

    Elijah long is incredible with client communication and proficiency. Ive heard many horror stories about insurance companies refusing to pay out homeowners policies when disaster strikes. Now I have the perfect contact for my future real estate clients!!!

  • Jerold Strahan
    5 out of 5 stars

    I can’t say enough great things about Elijah Long with Your Claim Hero. He has taken incredible care of my clients, and his communication, follow-through, and professionalism are truly next level. Elijah has honestly restored my faith in public adjusters. If you’ve ever felt that public adjusters weren’t a good fit because of past experiences—missed calls, empty promises, or lack of action—take a moment to call Elijah. He will absolutely shift your perspective back to a positive one. He separates himself from all the other “pesky” public adjusters who overpromise and underdeliver. What really stood out to me was when Elijah stepped in to help one of my clients right before leaving on a trip. He took time out of his afternoon, immediately went into work mode, and handled the situation without hesitation. That level of dedication made a huge difference for both me and my client. If you’re looking for someone who actually does what they say they’re going to do and truly advocates for the client, Elijah Long is the real deal.

  • Steve Platthy
    5 out of 5 stars

    Your claim hero is amazing! I work with a local roofing company and every client I have ever sent them are thrilled with the results! If you want your claim approved, go to these guys!

  • Charles Washington
    5 out of 5 stars

    Joe and the team really came through for me after our insurance company some difficulties after we filed a claim. Not only did Joe take us through the process of solving are dilemma but insured that the funding compensated for the work that was required to complete the restoration from hurricane Milton. I highly recommend his services to anyone unfortunate enough to have needed services related to underpayment from their homeowners insurance. Thanks to Joe, Samantha, and Elijah we are extremely grateful

  • Daena Young
    5 out of 5 stars

    I wanted to give 10 stars but Google would only allow me to do 5 ! I wanted to thank Joe the owner of your claims hero with his amazing knowledgeable driven love for what he does ! Please choose him before calling your insurance companies let him and his team handle it all while you sit back and watch magic happen !

  • Deborah Zabroni
    5 out of 5 stars

    What can I say….. Joe is great. He stays in communication, easy to talk to, and knows what has to be done! Got my stuff handled quickly too! He also knows people in the business to provide extended services! I don’t know Joe personally but he is a great guy and professional! Kudos Joe and thank you for everything

  • Jackie Bennett
    5 out of 5 stars

    Forty years as an insurance agent has taught me sometimes a client needs someone like Joe to help them in getting the settlement for their claim. As a public adjuster, Joe is the professional I would recommend to help you with a claim that should be covered by your insurance. If you’re still waiting on your insurance company to settle your claim, give Joe Soifer a call.

  • Nate Paul's
    5 out of 5 stars

    We run our business out of our home, specifically our garage. So when we had a tree fall through it during the last hurricane, it was imperative we get the damages fixed immediately so we didn't lose time or money. Unfortunately, insurance had a different idea. Our claim was severly underpaid even though their first adjuster assessed the damages correctly. When it hit the desk adjuster, the amount was reduced by over $30,000. We hired Your Claim Hero to deal with the insurance company and get the value we needed to make repairs and get our business back online. Within 3 months (maybe less) we had the check in hand that covered the cost of repairs because Joe and his team did such a great job covering every single angle that was needed. I can't recommend this company enough to anyone fighting insurance companies. He's extremely professional, communicative, and on top of everything!

  • Stephon Jackson
    5 out of 5 stars

    I’ve also had the pleasure of working with Joe. He is extremely versed on what he does. He comes to on a promises that he does set forth in the professional atmosphere and Manor. I highly recommend his company in those that employ him. He is extremely reliable in the best in the business that I have ever worked with. Just so you all know, truthfully I’m not being paid to say this I had to make a claim from last year to this year and he has set through with me through every process of it. I’m truly pleased the way he does business and I recommend him to anyone who really needs Our is having trouble making their claims to their insurance company. Thank you again will do continue business in time. Hopefully there’s not another natural disaster. Thanks again. Highly recommended!!

  • Margaret Galewski
    5 out of 5 stars

    As a local independent insurance agent, I don't really use public adjusters. Then I met Joe Soifer who is AMAZING! After Hurricane Ian, Joe signed on to help one of my clients with a carrier that went out of business leaving the insured to deal with the Florida Insurance Guarantee Association. My client was made whole again because of Joe and his willingness to take on the challenge of dealing with FIGA. I am so thankful that Joe was able to help my client through this very stressful time in their lives.

  • Alan Soifer
    5 out of 5 stars

    Joseph is very unique in today’s business world ! He is professional, honest, sincere, caring , timely and compassionate. He has a humanistic family ability to provide you the best products and services . If you want the best ,Joseph is a rare gem in demand!

  • Annie O'sullivan
    5 out of 5 stars

    I had a client going through a difficult claim process and wasn’t sure how it was going to turn out. She was scared, I connected her with Joe and he took the time to review ALL the details, explain what was happening and how it was going to affect her. He did all this with no financial gain, that’s the kind of person Joe is. He cares for his community

  • Patricia L
    5 out of 5 stars

    Joe and his team worked tirelessly to get a claim processed for our business after hurricane Milton They did a great job and we are pleased with the outcome Would highly recommend Your Claim Hero

Our Simple Process

How Do We Get You the Highest Settlement Possible?

No Recovery No Fee. If we aren't successful, you owe us nothing.

  1. Step 01

    Contact Us

    Fill out our online form or give us a call. The application takes about five minutes; share basic claim details and you're on your way to the payout you deserve.

  2. Step 02

    Free Inspection & Analysis

    Our team schedules an on-site inspection. We document every detail, and often uncover damage you may have overlooked.

  3. Step 03

    We Go to Work

    We build a detailed Xactimate estimate, negotiate with your insurer, and handle mediation or appraisal. You stay informed 100% while we carry the workload.

  4. Step 04

    You Get Paid

    Settlement complete, you get paid. Repair, rebuild, or move on with control back in your hands and this claim behind you.

It's so easy to get started.

Start My Claim

Frequently Asked Questions

Do you handle business interruption claims for commercial owners?

Yes. We document lost income, ongoing expenses, and extra expense coverage when your policy provides business interruption protection, and we tie those numbers to realistic reopening timelines based on permitted repair schedules.

Who pulls permits on a commercial loss — the owner or the tenant?

It depends on lease terms and what was damaged. Landlord shell repairs typically run through the owner’s contractor and building department. Tenant improvements may require separate permits in the tenant’s name. We separate those scopes in the claim file so carriers do not blend covered landlord work with tenant-owned build-outs.

Can you help with a portfolio event affecting multiple properties?

Yes. We document each location independently while giving ownership a consolidated view of total loss, permitting status, and settlement progress.

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Claim Help for Commercial Property Owners

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