Services
Public Adjusting Services
Full-service public adjusting, appraisal, inspections, and claim advocacy for Florida property owners.
Full-Service Public Adjusting for Florida Property Owners
From first notice of loss through final settlement, our licensed adjusters handle inspections, documentation, supplements, and carrier negotiations. Whether you need core public adjusting, appraisal support, or help with a denied claim, start with a free review.
Services That Match Where You Are in the Claim
Not every file starts at the same point. Some owners need help the day damage happens. Others call us after a check arrives that will not fund permitted repairs. Each service page below explains what we do, what we document, and how we keep your scope tied to real rebuild requirements.
Across every service, our focus is the same: thorough field documentation, professional estimating, and persistent carrier follow-up. When building departments require code upgrades, trade permits, or phased inspections, that work belongs in the claim file early — not as a surprise after you have already spent the settlement.
Our Services
- Public Adjusting Licensed public adjusters who document your loss, build your claim, and negotiate with the insurance company on your behalf.
- Insurance Appraisal Expert appraisal support when you and your insurer disagree on the value of your property damage claim.
- Claim Representation End-to-end advocacy through inspections, estimates, supplements, and settlement negotiations.
- Property Inspection Thorough damage inspections and documentation to support an accurate insurance claim.
- Denied Claim Assistance Help reopening, appealing, or rebuilding denied property insurance claims.
- Underpaid Claim Assistance Identify missing damage and pursue additional payment when your settlement falls short.
- New Claim Assistance Expert help filing a new property insurance claim, from first notice of loss through documentation and carrier negotiations.
- Delayed Claim Assistance When your insurer stalls, we push for timely inspections, responses, and payment on delayed property claims.
- Reopened Claim Assistance Help reopening closed or settled claims when new damage is discovered or the insurer missed covered loss.
- Supplemental Claims Supplemental insurance claims for missed damage, code upgrades, and additional repair costs after the initial settlement.
- Policy & Claim Review Free review of your insurance policy and claim file to identify coverage gaps, undervalued damage, and next steps.
- Claim Documentation & Estimating Professional damage documentation, photos, moisture readings, and Xactimate-style estimates insurers take seriously.
- Pre-Loss Planning Prepare before disaster strikes, policy review, coverage analysis, and documentation strategies for Florida property owners.
Frequently Asked Questions
What does a public adjuster do?
A public adjuster represents the policyholder, not the insurance company. We inspect damage, document the loss, prepare estimates, and negotiate your settlement.
When should I hire a public adjuster?
As soon as possible after a significant property loss, or when your claim is denied, delayed, or underpaid.
Do your services include help with building permits?
We do not pull permits on your behalf, but we document repair scopes so insurance settlements align with what your city or county building department will approve. That includes code-related items, trade-specific permits, and supplements when plan review adds scope.
Which service should I start with?
Most policyholders begin with a free policy and claim review or new claim assistance. If you already have a denial, delay, or underpayment, choose the matching service below and we will route you to the right workflow.
Request a Free Claim Review
Tell us about your situation. We'll review your policy and let you know what your claim should be worth, no obligation, no pressure.